North Carolina FHA Loan Limits

FHA mortgage lending limits in North Carolina vary based on a variety of housing types and the cost of local housing. FHA loans are designed for borrowers who are unable to make large down payments. This Lending Limits for FHA Loans in North Carolina Counties on this page has last been updated July 2019:

ALAMANCE County

$314,827

Single Family

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ALEXANDER County

$314,827

Single Family

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ALLEGHANY County

$314,827

Single Family

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ANSON County

$314,827

Single Family

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ASHE County

$314,827

Single Family

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AVERY County

$314,827

Single Family

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BEAUFORT County

$314,827

Single Family

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BERTIE County

$314,827

Single Family

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BLADEN County

$314,827

Single Family

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BRUNSWICK County

$314,827

Single Family

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BUNCOMBE County

$314,827

Single Family

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BURKE County

$314,827

Single Family

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CABARRUS County

$317,400

Single Family

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CALDWELL County

$314,827

Single Family

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CAMDEN County

$726,525

Single Family

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CARTERET County

$314,827

Single Family

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CASWELL County

$314,827

Single Family

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CATAWBA County

$314,827

Single Family

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CHATHAM County

$403,650

Single Family

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CHEROKEE County

$314,827

Single Family

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CHOWAN County

$314,827

Single Family

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CLAY County

$314,827

Single Family

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CLEVELAND County

$314,827

Single Family

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COLUMBUS County

$314,827

Single Family

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CRAVEN County

$314,827

Single Family

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CUMBERLAND County

$314,827

Single Family

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CURRITUCK County

$458,850

Single Family

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DARE County

$391,000

Single Family

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DAVIDSON County

$314,827

Single Family

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DAVIE County

$314,827

Single Family

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DUPLIN County

$314,827

Single Family

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DURHAM County

$403,650

Single Family

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EDGECOMBE County

$314,827

Single Family

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FORSYTH County

$314,827

Single Family

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FRANKLIN County

$339,250

Single Family

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GASTON County

$317,400

Single Family

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GATES County

$458,850

Single Family

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GRAHAM County

$314,827

Single Family

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GRANVILLE County

$314,827

Single Family

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GREENE County

$314,827

Single Family

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GUILFORD County

$314,827

Single Family

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HALIFAX County

$314,827

Single Family

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HARNETT County

$314,827

Single Family

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HAYWOOD County

$314,827

Single Family

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HENDERSON County

$314,827

Single Family

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HERTFORD County

$314,827

Single Family

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HOKE County

$314,827

Single Family

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HYDE County

$483,000

Single Family

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IREDELL County

$317,400

Single Family

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JACKSON County

$314,827

Single Family

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JOHNSTON County

$339,250

Single Family

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JONES County

$314,827

Single Family

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LEE County

$314,827

Single Family

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LENOIR County

$314,827

Single Family

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LINCOLN County

$317,400

Single Family

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MACON County

$314,827

Single Family

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MADISON County

$314,827

Single Family

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MARTIN County

$314,827

Single Family

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MCDOWELL County

$314,827

Single Family

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MECKLENBURG County

$317,400

Single Family

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MITCHELL County

$314,827

Single Family

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MONTGOMERY County

$314,827

Single Family

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MOORE County

$314,827

Single Family

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NASH County

$314,827

Single Family

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NEW HANOVER County

$314,827

Single Family

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NORTHAMPTON County

$314,827

Single Family

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ONSLOW County

$314,827

Single Family

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ORANGE County

$403,650

Single Family

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PAMLICO County

$314,827

Single Family

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PASQUOTANK County

$726,525

Single Family

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PENDER County

$314,827

Single Family

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PERQUIMANS County

$726,525

Single Family

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TRANSYLVANIA County

$314,827

Single Family

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TYRRELL County

$391,000

Single Family

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UNION County

$317,400

Single Family

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PERSON County

$403,650

Single Family

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PITT County

$314,827

Single Family

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POLK County

$314,827

Single Family

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RANDOLPH County

$314,827

Single Family

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RICHMOND County

$314,827

Single Family

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ROBESON County

$314,827

Single Family

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ROCKINGHAM County

$314,827

Single Family

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ROWAN County

$317,400

Single Family

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RUTHERFORD County

$314,827

Single Family

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SAMPSON County

$314,827

Single Family

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SCOTLAND County

$314,827

Single Family

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STANLY County

$314,827

Single Family

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STOKES County

$314,827

Single Family

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SURRY County

$314,827

Single Family

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SWAIN County

$314,827

Single Family

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TRANSYLVANIA County

$314,827

Single Family

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TYRRELL County

$391,000

Single Family

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UNION County

$317,400

Single Family

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VANCE County

$314,827

Single Family

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WAKE County

$339,250

Single Family

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WARREN County

$314,827

Single Family

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WASHINGTON County

$314,827

Single Family

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WATAUGA County

$314,827

Single Family

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WAYNE County

$314,827

Single Family

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WILKES County

$314,827

Single Family

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WILSON County

$314,827

Single Family

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YADKIN County

$314,827

Single Family

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YANCEY County

$314,827

Single Family

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